Solo
One owner, one business
$29/MO
- One business entity
- Two bank connections
- Rolling 13-week forecast
- Monday briefing
- Drafted invoice chases
Float
No. 04
See your cash thirteen weeks ahead.
Float connects your bank and invoicing, builds a rolling 13-week forecast, flags the crunch before it lands, and drafts the moves that fix it.
13-week cash positionwk of jun 08 · usd
Crunch flagged
W7 · −$4,210
Float's plan applied
2 invoices chased · 1 payment shifted
Reads fromPlaid·QuickBooks·Xero·Stripe·read-only, always
Tuesday · forecast_v7_FINAL_(2).xlsx · unsaved changes
The problem
You already have a forecast. It's a spreadsheet, it's midnight, and it's wrong by Thursday.
Every owner runs the same ritual: export the bank statement, guess which invoices actually land, nudge the payroll cell until the red goes away. It takes two hours, it's stale the moment a client pays late, and it never once drafted the email that would have fixed the gap.
Float exists so you never open that tab again.
How it works
§ 02
From bank feed to a plan you can approve before coffee.
Connect
Link your bank through Plaid and your books through QuickBooks, Xero or Stripe. Read-only credentials, five minutes, no CSV exports ever again.
Forecast
Float builds a rolling 13-week cash position from real settlement behavior, the clients who pay on day 12 and the ones who pay on day 41, not from invoice due dates.
Flag
The moment a week dips toward the line, it's flagged in red ink weeks before it happens, while there's still time to do something about it.
Act
Float drafts the fix: the invoice-chasing email, the payment-date shuffle, a line-of-credit comparison if you need a bridge. You read, edit, approve.
Draft · ready to sendAction 1 of 3
- To
- accounts@harborlane.co
- From
- you, via Float
- Re
- Invoice #1041 · $6,400 · 14 days past due
Hi Maya, hope the spring launch went well. Quick one from our side: invoice #1041 ($6,400, sent April 28) looks like it slipped past its due date. Could you let me know when it's scheduled? Happy to resend the PDF or set up a part-payment if that's easier this month.
Thanks as always,
Sam
The rhythm
weeks ahead · every Monday · 7:00 AM
One briefing, every Monday morning.
Four lines and the curve. Read it with the first coffee, approve what makes sense, and walk into the week knowing exactly where the cash goes thin. Four minutes. That's the whole ritual.
Monday briefingMon · 7:00 AM
- Cash on hand
- across both accounts, settled overnight
- $24,180
- Position in 13 weeks
- up $4,900 on last week's read
- $31,400
- Lowest week
- was −$4,210 before your approved actions
- W7 · $5,840
- Waiting on you
- 2 invoice chases drafted · 1 payment shift proposed
- 3 actions
Replies to this email reach a human. So do you, anytime.
Rate card
Effective 2026 · USD / month
Less than one hour of your bookkeeper. Far less than one crunch.
Studio
Most chosenAgencies, contractors, cafés
$79/MO
- Everything in Solo
- Unlimited connections · 3 seats
- Scenario planning: “what if I hire in March?”
- Payment-date optimizer
- Line-of-credit comparisons
Advisor
Bookkeepers & fractional CFOs
$189/MO
- Everything in Studio
- Up to 15 client entities
- White-label Monday briefing
- Client approval portal
- Priority support
14-day trial on every plan · annual billing takes two months off · cancel any Monday
Security posture
- Read-only bank access via Plaid
- AES-256 at rest · TLS 1.3 in transit
- SOC 2 Type II in progress
- Your data is never sold. Ever.
Early access · first cohort
Stop forecasting at midnight.
We're onboarding the first hundred businesses one cohort at a time: agencies, contractors, cafés, e-commerce. Join the list and your first 13-week curve is drawn the day you connect.
- weeks of foresight
- 13
- weeks of foresight
- minutes to connect
- 5
- minutes to connect
- spreadsheets after
- 0
- spreadsheets after
A Lunvex Labs venture · file no. 04Float · est. 2026